0 credit card offers are one of the hottest new ways that credit card companies use to get your business and people seeing that 0% interest leap at the opportunity to pay less in interest rates only to discover somewhere down the road they are actually paying more than they were with their old credit cards.
While it is easy to blame the credit card company for suckering you in the fact is that usually it is the credit card holder who is at fault for not reading the fine print that is written in the conditions for obtaining and using this card.
Tired of paying more in interest than on the principal they leap at the opportunity to pay down these debts fast by not having to pay any interest, not taking the time to understand exactly what they are getting themselves into.