Archive for the ‘ Credit Cards Articles ’ Category

I absolutely love handbags. They are my passion and get me in trouble with my credit cards! I have yet to purchase a Michael Kors bag and I am insanely jealous of those who have! It is on my list of companies to had to my collection. Chase is currently offering 2 points for every dollar spent with Michael Kors online. Those points will definitely add up! However, I do need to state, Michael Kors is not only handbags. They sell all kinds of accessories. From the Chase website:

Find the latest in luxury sportswear for women and men, as well as fabulous accessories including handbags, footwear, watches, eyewear, and more.

By shopping online through the Ultimate Rewards Mall you are acknowledging you have read and agree to the program terms and conditions.

Retail prices provided for items displayed on this site are not guaranteed and are subject to change at the discretion of the merchant.

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Ah, real estate code words.

If you’ve ever looked for an apartment, you’ve probably learned the hard way that “in the sky” means an apartment up so many stairs that you feel like you’re training for a marathon.

Meanwhile, “gracious layout” means the place has a foyer or entry hall that’s big enough to dwarf an umbrella stand, but too small to place your desk.

When it comes to houses, “convenient to everything” means it is right near a busy, noisy street, while “serene oasis” means you can’t find the main road. (Thinking about buying a house? Learn what questions to ask before committing to a mortgage.)

Why The Fancy Wording?

Some words are there for a reason; agents don’t want to anger a seller by using the word “small” in an ad, but they don’t want to waste buyers’ time, either. So we have “charming” (which usuall

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Ah, the balance transfer fee. It puts a damper on an attractive balance transfer every time. If you are looking to transfer your higher-rate credit cards onto a new credit card with a great balance transfer offer, you will surely want to check out the card’s balance transfer fee before making the move to the new card.

What is a balance transfer fee?

A balance transfer fee is the fee charged by the credit card company for the luxury of transferring other balances to the new credit card. Most credit card companies charge this fee as a way to recoup some of the loss they may experience from offering an attractive balance transfer rate.

How is a balance transfer fee calculated?

There are still some credit card companies that charge a flat fee for a balance transfer, but most charge the customer according to the balance transferred. T

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When Christi and her finance began to plan their May wedding, they knew they’d have to do things differently. They didn’t have a huge budget, like the national average wedding price tag of $27,800, and they were shouldering much of the costs themselves.

So they faced a challenge: “How do we put on the wedding of our dreams at a low cost?”

The result: A beautiful and sneakily frugal wedding.

Christi shares a few ways they saved some dough and made their wedding unique and special.

“Monday was one third of the price.”

Christi and her beau got married on a Monday. Not your ty

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One of the big perks being offered by credit cards is lounge memberships. The Delta Reserve card has their SkyClub access included. The Amex Platinum card has access to American, US Airways, and Delta lounges. Many cards have the Priority Pass membership which is mostly just a discount.

While these offers are tempting, the truth is that I have only been to a handful of business lounges. I have never paid for access and I don’t have a credit card that gets me in. At the same time, I can only think of one time that I wanted access but didn’t have it. Here is why:

  1. I Am Not A Road Warrior. There are two types of frequent travelers, those who do so regularly for a living, and those who travel often for pleasure. I am part of the latter. I will take about 10 trips a year, some of them with multiple en-route destinations. The

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Think you have it together when it comes to your credit score? Well, you may be missing some key actions that can have a negative impact on your otherwise-spotless credit score:

  • Opening too many accounts in a short period – Although opening a new credit card account certainly won’t damage your credit score, opening two or three could. If a lender notices that you have been opening many accounts or lines of credit in a short period of time, it may raise a red flag that you are in financial trouble.
  • Selling your home through a short sale – Although many homeowners are told that a short sale won’t hurt their credit score, the truth of the matter is that the loan is reported to the credit reporting agencies as a “settled” loan. In other wo

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If you want your business to be successful it is important to use bookkeeping and accountancy practices for it. It is also important to keep proper ledger books. When you keep a good record of all your sales and expenses you will be able to check them and see where the most money is being spent and where the most money is coming in. If you own a painting business and do both residential and commercial work you will be able to see which is bringing the most profits and which is using the most money. You can then improve on the services for whichever one needs to bring in more money.

Bookkeeping has been being done since businesses started up. Sometimes it wasn’t even money that traded hands; it could have been the trade of services or goods. These trades were always recorded to make sure they knew who paid and who didn’t. To Full Post…

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